YNAB (You Need A Budget)

YNAB (You Need A Budget)

By You Need A Budget LLC

  • App Category: Finance
  • Release Date: 2015-10-20
  • Current Version: 2.7
  • Adult Rating: 4+
  • File Size: 77.64 MB
  • Developer: You Need A Budget LLC
  • Compatibility: Android, iOS 10.0
App Ratings: 4.5
4.5
Based on 10,083 Reviews

YNAB (You Need A Budget) App Description

YNAB—Budget, Personal Finance, Expense Tracker YNAB will help you break the paycheck to paycheck cycle, get out of debt, and save more money. On average, new users save $600 in the first two months, and more than $6,000 in the first year. Try it free for 30 days. Key Features: Bank Synching—Easily connect all your accounts in one place. On the Go— Realtime access to all your data makes it simple to share finances with a partner. Debt Paydown—The tools and teaching you need to help you get out of debt for good. Goal Tracking—Set and track goals to reach them faster. Reporting—Detailed, visual spending and trend reports help you measure progress and improve. Personal Support—Our friendly support team is available around the clock via email, live chat in the app, and offer 100+ free, live workshops every week. Customer Testimonials: “YNAB is the first budgeting app I’ve ever used, stuck with, and that has made sense. Absolutely love it!” -- @brennandunn “I never, ever, ever thought I’d see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!” -- @taber “3 years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!” -- @HancinGaming “I just don’t know what I’d do without YNAB. I’ve never been so financially aware in my life.” -- @janejoneslives “I’ve been using YNAB for over 2 years, and in 23 days my fiance and I will be paying for our wedding without any loans because of YNAB. Thank you!” -- @Thai_Jonny You’ve Never Budgeted Like This Before YNAB is unlike any personal finance app, expense tracker, or money management system you’ve tried before—because it works. The powerful combination of award-winning apps and a proven method—YNAB’s Four Rules—has changed the lives of hundreds of thousands of people by teaching them to get control of their finances, stop stressing, and live the life they want to live. A Proven Method—YNAB’s Four Rules Rule One: Give Every Dollar A Job | Be intentional about what you want your money to do before you spend it. Rule Two: Embrace Your True Expenses | Break up larger, less frequent expenses into smaller, manageable amounts. By saving monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job. Rule Three: Roll With The Punches | When life changes, so must your budget. Make adjustments and move along. Flexible budgets succeed because they’re guilt-free, realistic, and sustainable. Rule Four: Age Your Money | As you repeat the first three rules, you’ll increase the time between earning a dollar and the moment you need to spend it. When your money is at least a month old, you’ll have finally broken the paycheck to paycheck cycle for good. Free for 30 Days, Then an Annual Subscription Subscription Details - YNAB is a one-year auto-renewable subscription, billed annually. - Payment will be charged to iTunes Account at confirmation of purchase. - Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. - Account will be charged for renewal within 24-hours prior to the end of the current period. - Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user’s Account Settings after purchase. - Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. Terms of Use: https://www.youneedabudget.com/terms/?isolated Privacy Policy: https://www.youneedabudget.com/privacy-policy/?isolated

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YNAB (You Need A Budget) App Reviews

  • Saves you money!!

    5
    By Djw2008
    Before YNAB we didn’t really know where our money was going- we just SPENT! But now we can set amounts and budget well! We’ve saved $500 in our first month! It’s definitely a glorified envelope system, but if you’re not willing to go all cash, it’s perfect! There was a slight learning curve to me, but I think I have it now!
  • Lacking funtionalities

    2
    By Pathofwind
    Compared to the web app, the app here is too barebone. The app is only good for entering spending. Please add Spending Reports and Account tracking features to mobile too.
  • The best

    5
    By Macguy123
    The best budgeting and finance app by far. It has been transformative.
  • The Backbone of my Finances

    5
    By Esther Rose
    I discovered YNAB while paying off my debt. Spoiler alert: using YNAB was a BIG success - I paid off about 60K in under three years, largely due to how YNAB helped me to plan my spending and to assign more dollars to debt payments. I highly recommend YNAB to ANYONE who wants to be more aware of and intentional with their money. It’s SO easy to use, and the app is AMAZING. Sincerely, YNAB-Er for Life
  • Hard to use

    1
    By Amanda3890
    This app is confusing to use. I want to cancel and I don’t know how.
  • I don’t know how people live without it!

    5
    By larrywms
    I am a month ahead on my bills. I am paying extra on my debt. More importantly, my wife and I can have peaceful discussion over what we plan on doing with our finances! We have come a long way in 30 years of marriage. Thanks YNAB!
  • Laughable

    1
    By Pgmolina
    1. Just read their private policy (they share way too much with third parties 2. Like other reviewers have said, this app has too much of a learning curve 3. Way too expensive!!
  • If I had money to spend, I wouldn’t need an app

    2
    By Shanwing
    Seriously?! $84 per month for a budgeting app? If I had that much extra, I wouldn’t need a budgeting app! While I’m sure the app is awesome and extremely helpful, I can’t afford to pay that much monthly. If I could I wouldn’t be in a budget.
  • Best budgeting app, period.

    5
    By HackBlowfist
    Changed my entire financial future for a few dollars every year. Feels good supporting a company that provides awesome benefits for employees. Can’t say enough good things about YNAB!
  • TouchID is great!

    5
    By User female
    Absolutely love that they’ve added the TouchID and passcode feature. YNAB is just amazing!

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